We are trying to face our financial situation this year. It's touch to admit you've made mistakes. It's also tough to admit you know better. It's easy to get caught in the trap of buying now, paying later. After all, don't your neighbors/friends/co-workers all have new clothes, nice cars, huge homes? Don't you deserve these things as well?
We're learning it's not worth the price. We have been living above our means and for what? Sleepless nights worrying about money? Arguments with your spouse over who bought what?
We are learning that budgeting (especially on one income) requires making some tough choices. What tough choices are you making to stick to your financial goals?
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5 comments:
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I think you and your family are off to a great start! Welcome to the frugal blogging community. We're all here to support ya!
I can so relate to your situation! I've been there, am still trying to change. When you look around you - at the "things" your friends have that you wish you had - remember that most of those "things" are bought with credit (not cash). And that "things" are not what make us happy! I will be here to help you with the freebies and coupons!
what a good decision. stay focused and all your goals will be met. congratz! for me, just eliminating spats with the spouse was an incentive to learn to budget.
I am a credit counsellor and I see daily what this mindset does to families. Congrats to you guys for making the change.
Thanks for visiting my blog! I understand your situation -- we're in the same boat. Living by the Dave Ramsey plan has really helped us. I post regular updates on my blog of how we're doing on our debt snowball -- check it out! :)
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